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Remote
Fully Remote
Full time
United States, California, Los Angeles
Consulting
On Demand Talent
City
Los Angeles
Country
United States
State/Province
California
About This Role
We are seeking a Director with deep experience in consumer risk and portfolio management to oversee the development of policy and automated decision strategies within our banking clients' consumer credit risk management division. In this role, you will lead a team of highly analytical, quantitative, and technical resources, leveraging your expertise in consumer credit granting, analytic capabilities, and regulatory compliance to optimize risk strategies aligned with the bank’s Risk Appetite.
What You Will Work On
  • Lead the development of policy and automated decision strategies for consumer credit risk management, ensuring optimization within the bank’s approved Risk Appetite.
  • Utilize advanced knowledge of Consumer Basel and regulatory compliance to maintain adherence to regulatory requirements.
  • Oversee credit methodology, risk-return optimization, and capital management strategies for consumer lending portfolios.
  • Drive the linkage between credit risk strategies and the bank’s financial management objectives.
  • Develop and implement strategies for consumer credit analysis, including the application of behavioral scorecards and analytics.
  • Provide in-depth expertise in complex consumer credit transactions, including underwriting, loan structure, documentation, and origination channels.
  • Ensure compliance with applicable regulatory and bank policies and procedures related to consumer lending.
What You Will Bring
  • Bachelor's degree in Finance, Economics, or related field; advanced degree preferred.
  • Extensive experience in consumer credit risk management, with a focus on portfolio management, line relationship/transactional credit, and consumer underwriting.
  • Extensive experience managing a team of highly analytical, quantitative, and technical resources.
  • Strong understanding of credit methodology, risk-return optimization, and capital management principles.
  • Expertise in consumer credit analysis, including the application of behavioral scorecards and analytics.
  • In-depth knowledge of complex consumer credit transactions and origination channels.
  • Proven track record of developing and implementing effective risk management strategies in a consumer lending environment.
What You Can Expect
  • Variety of workplace arrangements including hybrid, remote, onsite.
  • Compensation commensurate with employee qualifications, experience, and other factors including geographic location, market, and operational factors.
  • Pay Range: $ 100 - $130 per hour (W2/Hourly)
  • Benefits: Medical, Dental, Vision, Life insurance, Disability insurance, 401(k) savings plan, Employee Stock Purchase plan, Professional development program, Paid Time Off, Paid Sick Time (in geographies where legally required)
What We Do
As a next-generation human capital firm, we connect the best talent in the market to execute transformation and high-value projects for our global clients—solving problems in the areas of Business Transformation, Governance, Risk and Compliance, and Technology and Digital Innovation.

Our unique consulting model allows you the radical flexibility and control you demand in the "Now of Work," enabling you to define your career path based on your expertise, passion, desire to travel, work environment and life stage. At RGP, diversity, equity and inclusion are critical underpinnings of our shared values. We recognize diversity as a strength that is cultivated through our culture, our people, and our business.

RGP is proud to be an Equal Opportunity Employer and committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, national origin, gender, pregnancy, sexual orientation, gender identity, age, physical or mental disability, genetic information, veteran status, or any other legally protected trait and encourage all applicants to apply.
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